These Rights descriptions are provided for informational purposes only and should not be relied upon exclusively or considered representations or warranties of any kind. Please refer to the Offering Documents and other resources for more detailed information.

Rights represent value in the non-cash transaction market which had a volume of over $178 trillion in the United States in 2015 and over $535 trillion estimated globally in 2015. Further, global non-cash transactions are expected to continue accelerating through 2021 at a CAGR of 12.7% globally with emerging markets growing at 21.6% and emerging Asia at 28.8%.

Rights also represent substantial value in the market of financial settlement services, such as CHIPS, CHAPS, CNAPS, CIPS, FedWire, and TARGET2 and associated messaging services such as SWIFT and SPFS. For reference, FedWire alone had a volume of over $835 trillion in 2015.

With a global market adoption of 8%, or an adoption of 24% in the United States singularly, Rights dividends are expected to eclipse the dividend payed by Apple Inc., the payer of the largest annual dividend in the world and also the world’s most valuable company as of December 5, 2018. However, if 8% global market adoption is reached the extremely strong network effects of Fortified Currency create a vortex whereby the entirety of global payments are likely encompassed with increasing rapidness.